Disclosures & Licensing

The fine print, unhidden

Who operates this website

This website is published on behalf of Mike Facchini, Branch Manager & Loan Officer, NMLS #225178 (verify via NMLS Consumer Access), of Fairway Independent Mortgage Corporation (dba Fairway Home Mortgage), NMLS #2289 (verify via NMLS Consumer Access), 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Mike is based at the Chicago, IL branch, 415 N. LaSalle Street, Suite 402, Chicago, IL 60654, and is licensed to originate mortgage loans in Illinois (031.0000000), Indiana (38567), Wisconsin (225178), Michigan (225178), Missouri (MO-225178), Tennessee (225178), Florida (LO51018), California (DFPI CRMLA 41DBO-78367 (company)). Mike leads Team Facchini at that office.

Not a commitment to lend

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. For complete state licensing information and legal disclosures, visit Fairway's Licenses & Disclosures page. Illinois residents: see the Illinois Community Reinvestment Notice.

Government agencies and housing programs

Fairway Independent Mortgage Corporation is not affiliated with any government agency. These materials are not from, and were not approved by, HUD, FHA, VA, USDA, the Illinois Housing Development Authority (IHDA), the City of Chicago or any other government agency. References to IHDA and City of Chicago assistance programs are educational; eligibility, income and purchase-price limits, and program terms are set by those agencies and change. Confirm current requirements with Mike.

Real estate professionals

Mike Facchini and Fairway Independent Mortgage Corporation are not real estate brokerages. Buyers may work with any licensed real estate agent of their choosing, and no real estate professional is required to use any particular lender. Any co-marketing with real estate professionals is conducted in accordance with RESPA Section 8. Fairway pays only fair market value for services actually provided and does not compensate for referrals.

Service commitments

Statements on this site about availability, response times, pre-approval turnaround and offer-day support describe Mike's typical service and are not guarantees. Timing varies by file and depends on receiving complete documentation. Turnaround figures are typical, not guaranteed. This is not an offer to enter into an agreement; not all customers will qualify. Rates, programs and terms are subject to change. All loans subject to credit and property approval.

Calculator & educational content

Calculator results are estimates for illustrative and educational purposes only, are not a quote, rate lock, pre-qualification or pre-approval, and accuracy is not guaranteed. Actual rates, payments, taxes, insurance and mortgage insurance vary by scenario. Contact Mike for figures specific to your situation.

All educational content on this site is general in nature and provided for informational purposes only. It is not financial, legal, or tax advice, and it does not consider your individual circumstances. Program guidelines, loan limits, income limits, and eligibility criteria change frequently; always confirm current requirements with Mike directly.

Privacy

This website is educational and collects no personal information: no forms, no analytics, no tracking pixels, no cookies set by this site. Applications and document uploads happen inside Fairway's secure systems, never on this website. The interactive checklists store your checkmarks in your own browser's local storage so you can return to them; that data never leaves your device and is not accessible to Mike, Fairway, or this website's operators. Links to apply or upload documents route to Fairway Independent Mortgage Corporation's secure systems, which are governed by Fairway's privacy policy. Third-party sites linked from this site maintain their own privacy practices.

Reviews

Any review highlights displayed on this site are shortened paraphrases of verified client reviews. Testimonials reflect individual experiences; results vary and are not guaranteed.